The Trucking Market continues to shrink, however IPSI can offer your clients needed capacity for Excess Commercial Automobile.

We can offer both Umbrella and Excess Liability policy forms and can handle most types of trucking and excess auto placements.

• We have limits up to $4,000,000
• Excess or Umbrella policy forms
• Minimum Policy Premium is $5,000
• "A+" Rated Carriers
• Underlying Requirements: 1/1/1 GL; 1 mil auto; 5/5/5 Employers Liability

Excluded Classes of Business include "People Haulers" (Bus, Livery, Taxi), Hazardous Chemical Haulers and Coal Haulers.

Specialties include:

• Local, Intermediate, or Long haul truckers
• Sand and gravel haulers
• Ready mix
• Refuse haulers
• Gasoline and fuel oil

Required information include an Acord application, Fleet information, Radius, Supplement, 5 years losses and annual mileage for truckers.

To view an overview of our Umbrella Markets and Capabilities, please click here...

For further information, please contact:

• John Harmon @ 800-999-4774 (ext 216)
• Debra Ferger @ 800-999-4774 (ext 239)

Risk Appetite:

• Propane Dealers/Distributors
• Petroleum Distributors
• Fuel Oil Dealers/Distributors
• Natural Gas Utilities

Available Coverages include:

• Property - Limits up to $5,000,000 / ACV, RC, or AV / $1,000 minimum deductible
• Inland Marine
• General Liability - $1,000,000/$2,000,000/ $2,000,000
• Automobile Liability - $1,000,000 limit / PIP / Med pay / Physical damage
• Garage keepers Legal Liability
• Umbrella Liability - up to $5,000,000 limit

We can also provide the MCS 90 filing where required by regulation to do so and can include a special Energy Endorsement to the policy that provides additional coverage and/or limits to the Building and Personal Property Coverage Form.

To view a more complete synopsis of the program's enhance coverage features and risk appetite, please click here...

For further information, please contact:

• Richard Eichhorn, CPCU @ 800-999-4774 (ext. 233)
• Robert Paschen @ 800-999-4774 (ext 278)

St. Paul travelers is known for providing an innovative portfolio of coverages and services to help promote the longevity of municipalities and counties.

Since 1991, St. Paul Travelers' Public Sector Services unit has focused exclusively on public entity business. IPSI incorporates experienced risk control, claims handling, and underwriting professionals to form a dedicated insurance team ready to service your account.

Our team takes the time to stay abreast of issues affecting local government. We analyze current risks, anticipate those you may face in the future and create flexible solutions to manage both.

Coverage highlights include:

• Customized property coverage
• Public Entity General Liability
• Public Entity Management Liability
• Employment Practices Liability coverage
• Law Enforcement Liability (including jail operations)
• Auto coverage for law enforcement and emergency vehicles
• Umbrella coverage
• Large deductible and self insured retention plans

To view an overview of our Public Entity Practice, please click here...

For further information, please contact:

• Wade Clay, CPA at 800-999-4774 (ext. 235)
• Kerri Senger at 800-999-4774 (ext. 2249)

The workers compensation marketplace has heated up as the end of the year nears. Many carriers are under budget as a result of rate-cutting & the application of scheduled credits.

The mono-line WC carriers are fighting hard to retain their market share. Lists of acceptable classes of business have been broadened and maximum acceptable e-mod levels have been raised.

One of our companies in particular, AmTrust, has been very aggressive lately. To view a listing of their acceptable classes and applicable minimum premiums, please click here...

For further information, please contact:

• John Harmon at 800-999-4774 (ext. 216)
• Staci Northcutt at 800-999-4774 (ext. 271)